How To Protect Elderly Parents From Scams

Elderly scams are the most common form of fraud. Sadly, scam artists relentlessly prey on senior citizens because they are easy targets. They tend to be gullible, live alone and usually do not have someone watching over their finances regularly. So How can we Protect Elderly Parents from Scams?

First start by being aware of these scams so that the elderly do not fall victim to fraud. This can spare them from not only heartache, but also financial duress. Seniors are often vulnerable to cons and scammers for many reasons, including impaired judgment from cognitive impairment, financial ignorance and loneliness. Awareness can help your family stay vigilant to forewarn your senior loved ones about these cons.

elderly scams

Financial scams can be presented in several different methods as identified by The National Council for the Aging.

Top 10 Potential Scams being perpetrated against seniors.

  •  Medicare/health insurance scams
  •  Counterfeit prescription drugs
  •  Funeral & cemetery scams
  •  Fraudulent anti-aging products
  •  Telemarketing/phone scams
  •  Internet fraud
  •  Investment schemes
  •  Homeowner/reverse mortgage scams
  •  Sweepstakes & lottery scams
  •  The grandparent scam

[bctt tweet=”Have you or an elderly loved one been affected by a scam? Read This!” username=”sandsonlinevent”]

From email scams to investment schemes, lottery scams and sweepstakes — the scamming and fraud problems are never-ending. Staying aware of the most common scams listed above can help your aging loved one avoid victimization. Caregivers and families can take the following steps to identify any red flags in their seniors’ lives.

Ways to Protect Your Elderly Parents From Being Scammed

  1. Get Involved with the Finances
    • Be aware of aging parents’ finances, including monthly bills, accounts and passwords
    • Be ready to step-in when managing finances becomes a burden
  2. Educate Your Elderly Parent Against Giving out Their Financial Information
    • Warn parents about giving out their personal banking information, credit card numbers or social security numbers (especially for charitable donations or confirmations of sweepstakes)
  3. Be Aware of Questionable Salespeople
    • Salespeople need to be able to provide written information about their company, including the company name, address and telephone
    • Warn aging parents about ‘get rich quick’ schemes
  4. If Someone Calls from a “Government Agency,” Request More Info
    • Educate aging parents to ask for a certified letter on official letterhead for security purposes
  5. Visit Your Aging Loved One Regularly
    • Be aware of what your aging parent does on a regular basis
    • Ask about phone calls and emails they receive to take note of anything out of the ordinary
    • Watch for a full mailbox as large numbers of mailings from promotion companies could indicate the elderly person is on a “sucker list”
  6. Tell Your Parent Never to Hire Someone Who Shows up at Their Door
    • Warn your aging parent about door-to-door salespeople as these people may take money but never do (or fully complete) the work
  7. Educate Your Parent to Never Make a ‘Spur-Of-The-Moment’ Decision
    • If a salesperson says that an opportunity will be missed if they don’t make a decision, it is likely a scam
    • Legitimate companies do not pressure people to buy or act
  8. Avoid Investments That Promise Huge Profits
    • Warn aging parents that ‘high-return’ investments are not guaranteed and are usually too good to be true
    • Legitimate companies will tell consumers about possible risks and it is likely that aging parents are not in a good place to take huge risks if they’re retired and dependent on their current finances
  9. Put the Seniors Number on the National ‘Do Not Call’ Registry 

P.S. Was this Helpful? Let me know with a Like, Comment and Share. Remember to complete the form on the right of this page and get your Special Gift.

P.S.S. Looking for Free, no obligation, one on one introduction to an amazing home business opportunity, Click Here for Instant Access!

Donna M Sands,

Improving the Lives of Others.
Always Here to Help!


Six Simple Rules Living As A Home Caregiver

Family members can suffer great emotional and physical hardship due to the care of a loved one that is disabled or suffering from a disease. Fortunately, there are many things that a home caregiver can do to ensure the best care for their loved ones and also attend to their own needs. While care giving can be extremely rewarding, it can quickly take a toll on the well being of the caregiver. Here are six simple rules that can make life a bit easier.

Rule One: Take Care of Yourself Home Caregiver

Caretakers should attend to their own health and wellness by eating well, exercising regularly, and getting plenty of sleep. Tired, fatigued, or sick caretakers won’t be able to make good decisions or handle frustrating times.

Rule Two: Connect with Other Caregivers

Quite frequently caregivers feel alone. Connecting with others in the same situation will allow caretakers to share wisdom and strength, and will make them feel less isolated and lonely. Whether this is online or attending group meeting, this connection can be very helpful.

Rule Three: Educate Yourself

Knowledge is power! Knowing as much as possible about the condition of the one you are caring for and how it will affect their emotions, physical being, and behavior will help the caretaker prepare for the demand he or she will face.

Rule Four: Get Help.

Caregivers should enlist the help of other family members, if possible, so that they take breaks and enjoy regular down time. If regular family members or close friends are not able to fill in, respite care is another option.

Rule Five: Be an Advocate

The caregiver should speak out on the behalf of the one they care for and should also ask any necessary questions. The caretaker should also be prepared to help navigate legal and financial issues, as well as help make decisions regarding rehabilitative or nursing care.

Rule Six: Use Humor Daily

Now, I know it may not be often you hear the words humor in the same sentence with speaking with a disabled or ill diseased person, but it truly can make a difference. When you feel frustration coming on, due to some situation that has occurred, take a deep breath and make a humorous comment to ease the tension. Realize that your loved one can not help or understand what they may be doing so why not make the best of the situation.

Wanted to share this video with you by Leeza Gibbons that cared for her mom with Dementia. I can related very much to this and believe most of you will also. is a great resource to help in many different areas. I know firsthand the dark, lonely, and stressful emotions that can be triggered by caring for a frail or sick loved one. Caring for my mom with Dementia is the hardest thing I have ever had to do.

My Solution: In order to be able to respect mom’s wish to keep her in her own home, I have worked hard to build a home business. The ability for me to work outside of the home was just not an option and, of course, I still had debt obligations to meet. Should you find yourself in this situation, this may be the perfect opportunity for you.  Connect with me so I can share this amazing solution to build your own home business. Join me (Click Here) in Living As A Home Caregiver.

P.S. Was this Helpful? Let me know with a Like, Comment and Share. Remember to complete the form on the right of this page and get your Special FREE Gift.

P.S.S. Looking for Free, no obligation, one on one introduction to an amazing home business opportunity, Click Here for Instant Access!

Improving the Lives of Others.

Donna M Sands,